SENDING Care, Not just
CASH Powered by Lomi
Send money or pay bills to Africa instantly, safely, and on your own terms even before payday. gives you the power to move money across the world effortlessly secure, fast, and reliable.
FCA-regulated partners
Bank-grade security
Getting started with Lomi in
3 - easy steps
Choose Your Destination
Select your recipient's country Nigeria, Ghana, Kenya, or Ivory Coast.
Choose How You Pay
Pay instantly via Card, Bank, or Buy Now, Pay Later
We Deliver Instantly
Funds arrive in minutes — directly to local banks, schools, or billers.
Fast. Fair. Human. The Lomi way.
Payments made simple, secure, and effortless.
Where Quality Meets
Innovation
Get Started Human
Because every transfer tells a story. Lomi makes sending money feel personal again not transactional.
Fast
Instant cross-border payments powered by open banking and stable settlement rails..
Secure
Your data and money are protected under FCA and CBN frameworks, using advanced AML/KYC..
Flexible
Send now, pay later — with trusted UK BNPL providers or your debit card
We are not limited to just one payment option
vs Others
| Others | |
| Speed | Instant | 1-3 Days |
| Flexibility | Pay Later | Pay Upfront |
| Purpose | Pay tuition, bills, events | Send Cash |
| Regulation | FCA + CBN regulated | Limited |
| Emotion | Human and meaningful | Transaction |
What our customers are saying
Here are some of the things customers are saying based on real data
I paid my mum’s hospital bill in Lagos using Lomi’s Pay Later option — it was instant and stress-free.
Ada, UK 🇬🇧