Send money or pay bills to Africa instantly, safely, and on your own terms even before payday. Lomi gives you the power to move money across the world effortlessly, fast, and reliably.
FCA-regulated partners
Bank-grade security
Choose Your Destination
Select your recipient's country Nigeria, Ghana, Kenya, or Ivory Coast.
Choose How You Pay
Pay instantly via Card, Open Banking, or Send Now, Pay Later
We Deliver Instantly
Funds arrive in minutes — directly to local banks, schools, or billers.
Fast. Fair. Human. The Lomi way.
Payments made simple, secure, and effortless.




Because every transfer tells a story. Lomi makes sending money feel personal again not transactional.
Instant cross-border payments powered by open banking and stable settlement rails..
Your data and money are protected under FCA and CBN frameworks, using advanced AML/KYC..
Send now, pay later — with trusted UK BNPL providers or your debit card

Here are some of the things customers are saying based on real data
I paid my mum’s hospital bill in Lagos using Lomi’s Pay Later option, it was instant and stress-free.
A
Ada, UK 🇬🇧